Terms of Service

1. Acceptance of Terms

The following terms and conditions (“Terms of Service” or “Terms”) shall constitute an agreement between you (“you,” “your,” or “User”) and Lifeyo.com (“Lifeyo.com,” “Lifeyo,” “we,” “us,” or “our”). The Terms apply to each and every User and govern any and all use of the Lifeyo.com website, including, but not limited to, all content, services, and products available at or through the Lifeyo.com website, such as a website hosting, domain name registration, communication tools, mobile applications, a free trial, and paid plans (collectively, “Services”).

These Terms constitute a binding, enforceable legal contract between you and Lifeyo. By accessing or using any part of our Services, you agree to become bound by and comply with the Terms and all other operating policies, procedures, and legal notices or guidelines that we may post on the Lifeyo.com website, in their entirety and without modification.

If you use our Services for an organization, you agree to the Terms on behalf of that organization. If you do not agree to all the terms and conditions of the Agreement, then you may not access or use any of our Services. If these terms and conditions are considered an offer by Lifeyo, acceptance is expressly limited to these terms.

You acknowledge and agree that we may, at any time and without notice, change, remove, replace, refuse access to, suspend, discontinue, add to, or otherwise modify the Services, partially or entirely, and that any such new or amended Services shall be subject to these Terms. We reserve the right, in our sole discretion, to modify or replace any part of these Terms at any time, effective upon the date of the change.

2. Privacy Notice

We encourage you to review our privacy policy (“Privacy Policy”), which is part of these Terms. Among other things, our Privacy Policy describes what information we collect about you through Lifeyo.com, how it is used, and with whom it may be shared. You acknowledge and agree that any submission of personal information, including but not limited to information that reveals your gender, ethnic origin, nationality, or age, is voluntary on your part. You further acknowledge and agree that we may access, preserve, and disclose your registration and any other information you provide if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary in our opinion.

By using the Services in any way, you agree to comply with the Terms, including our Privacy Policy.

3. Description of Lifeyo Services

Lifeyo provides a platform for individuals and entities to create and manage a website. As part of this platform, Lifeyo offers various Services which include, but are not limited to, website hosting, communication tools, a free trial, and paid plans. This is not meant to be an exhaustive description of Lifeyo’s services. Lifeyo may, at any time and without notice, change, remove, replace, refuse access to, suspend, discontinue, add to, or otherwise modify the Services, partially or entirely. Any new or amended Services shall be subject to these Terms.

To create and manage a website on Lifeyo.com, users must register for a Lifeyo account. Once registered, users may upload and post content to their Lifeyo website, subject to these Terms. Certain Services require the payment of fees, as described more fully under the Fees and Renewal section below.

4. Lifeyo Ownership

All Services and Materials made available by or through Lifeyo.com, are owned by us or by other parties that have licensed materials or have provided services to us, and are protected by copyright, trademark, trade secret, and other intellectual property laws. “Materials” include, but are not limited to, software used in connection with the Service, source and object code, computer code (including html), informational text, content contained in sponsor advertisements or in information presented to you through the Service or by advertisers, Lifeyo “look and feel” and design thereof, literary work, layout, website templates and widgets, applications, photographs, artwork, graphics, audio, video, music, messages, interactive and instant messaging, design and functions, animations, interfaces, files, documents, images, or other materials, whether publicly posted or privately transmitted, methods, products, algorithms, data, interactive features and objects, advertising and acquisition tools and methods, inventions, trade secrets, logos, domains, customized URLs, trademarks, service marks, trade names and other proprietary identifiers, whether or not registered and/or capable of being registered, as well as all derivative works thereof.

All Lifeyo trademarks, service marks, logos, slogans, and taglines are the property of Lifeyo. All other trademarks, service marks, logos, slogans, and taglines are the property of their respective owners. Except as otherwise specifically provided herein, nothing should be construed as granting any license or right to use any trademarks, service marks, logos, slogans, or taglines displayed on Lifeyo without our express, prior written permission, or the express, prior written permission of such third-party that may own the trademark, service mark, logo, slogan, or tagline.

5. User License

Subject to your full compliance with these Terms and your timely payment of all applicable fees, Lifeyo hereby grants you, upon the creation of your Lifeyo account and for as long as Lifeyo wishes to provide you with the Services, a non-exclusive, non-transferable, non-sublicensable, fully revocable, limited license to use the Materials, to the extent, and only to the extent, necessary to access and use the Services in accordance with these Terms.

These Terms do not convey any right or interest in or to Lifeyo’s Materials, except for the limited license expressly granted above. This limited license does not permit you to store, copy, reproduce, republish, modify, upload, post, translate, scrape, rent, lease, loan, sell, distribute, transfer, transmit, display, decompile, reverse engineer, reverse assemble, decipher, or otherwise attempt to discover any programming code or any source code used in or with the Materials, or otherwise distribute in any way the Materials other than as specifically permitted in these Terms. You may not sell, assign, sublicense, grant a security interest in, or otherwise attempt to transfer any right in the Materials, create derivative works based on or in any manner commercially exploit the Materials, in whole or in part, other than as expressly permitted in these Terms.

Any use of the Materials for any purpose other than as specifically permitted herein or without our prior consent or the prior written consent of our licensors or advertisers, as applicable, is expressly prohibited. We reserve all rights not expressly granted in these Terms. Nothing in these Terms constitutes an assignment or waiver of Lifeyo’s rights under any law.

6. User Ownership

Lifeyo does not claim ownership of or responsibility for your content (“User Content”). “User Content” includes any designs, images, animations, videos, audio files, fonts, logos, illustrations, compositions, artworks, interfaces, text, literary works, and any other materials uploaded, stored, and/or posted by you in connection with your use of the Services.

You hereby grant Lifeyo a royalty-free, perpetual, irrevocable, non-exclusive, transferable and sublicensable right and license to host and use the User Content (in whole or in part) worldwide and free of charge, in order to provide you with the Services and/or as part of our marketing and promotional activities, and to modify the User Content as reasonably necessary for such purposes.

You are legally responsible for all User Content. You warrant that you own all intellectual property pertaining to your User Content and have, and will continue to have, the full power, title, licenses, consents, permissions, and authority required under all applicable laws to legally use, post, publish, transmit, transfer, or license any and all rights and interests in and to such User Content. You warrant that the User Content does not infringe upon any third-party rights, and that it is in no way unlawful for you to possess, post, transmit, or display the User Content, or for Lifeyo to use or possess the User Content in connection with the Services.

You are responsible for any User Content that may be lost or unrecoverable through your use of the Services. We encourage you to archive your User Content regularly and frequently.

You waive any claims against Lifeyo relating to any any past, present, or future moral rights, artist’s rights, or any other similar rights worldwide that you may have in or to your User Content with respect to such limited permitted uses.

7. User Registration

In order to use the Services, you must register with us and create a Lifeyo account. You agree to provide us with complete and accurate information, including your name and a valid email address, when you register for a Lifeyo.com account. You agree to maintain true, accurate, current, and complete information on your Lifeyo.com account. Should you provide any information that is untrue, inaccurate, not current, or incomplete, or if we have reasonable grounds to suspect that such information is untrue, inaccurate, not current, or incomplete, we may suspend or terminate your account and refuse any and all current or future use of the Services or any portion thereof.

During the registration process, you will be required to choose a password. You are solely and fully responsible for maintaining the confidentiality of your Lifeyo password and account, and for all activities that occur under your account, whether such activity is performed by you or by another person or entity with access to your Lifeyo account, and whether or not such activity was specifically authorized by you. Such activity includes any representations, warranties or undertakings made by any person or entity using your Lifeyo account. Lifeyo is not liable for any loss or damage resulting from your failure to comply with this security obligation. Your sole and full responsibility for activity under your Lifeyo account includes any damages, expenses, or losses that may be incurred as a result of such activity. You acknowledge and agree that under no circumstances will Lifeyo be liable, in any way, for any acts or omissions by you or by a third-party, including damages of any kind incurred as a result of such acts or omissions.

Our Services are not directed or offered to individuals under 13 years of age. Individuals under the age of 13 are not permitted to create or use accounts through Lifeyo. Any individual who registers as a Lifeyo user represents that he or she is of 13 years of age or older.

8. User Account and Security

You are solely responsible for maintaining the security of your Lifeyo account. You are also solely and fully responsible for all activities that occur under your Lifeyo account and any other actions taken in connection with your account. You agree to immediately notify Lifeyo in writing of any unauthorized uses of your website, your account, or any other breaches of security. You acknowledge and agree that Lifeyo will not be liable for any acts or omissions by you, including any loss or damage of any kind incurred as a result of such acts or omissions.

9. User Obligations

In addition to any other obligations set forth in these Terms, you agree to all of the following:

a. You hereby certify that you are at least 13 years of age. Individuals under the age of 13 are prohibited from using the Services or Materials.

b. You will ensure the email address provided in your Lifeyo account registration is valid at all times and will keep your contact information accurate and up-to-date.

c. You will fully comply with all applicable local, state, federal, or foreign laws or regulations, and any other contractual terms which govern your use of the Services or Materials (and any related interaction or transaction). If you use the Services or Materials outside the United States of America, you are solely responsible for compliance with all applicable laws, including without limitation, rules regarding acceptable online conduct, data privacy, and export and import regulations of other countries;

d. You will be solely responsible and liable with respect to any of the uses of the Services or Materials which occur under your Lifeyo account, and for any User Content available through your Lifeyo account;

e. You will not use the Services or Materials for any unlawful purposes or to conduct any unlawful activity, including, but not limited to, fraud, embezzlement, money laundering, or insider trading.

f. You will not use the Services or Materials if you are located in a country embargoed by the U.S., or if you are on the U.S. Treasury Department's list of Specially Designated Nationals.

g. You will not use the Services or Materials to impersonate any person or entity.

h. While using the Services or Materials, you may not send messages, forge headers, or otherwise manipulate identifiers in order to incorrectly identify or disguise the origin of any content;

i. You will not falsely state or otherwise misrepresent your affiliation with any person or entity, or falsely express or imply, whether directly or indirectly, that you, your Lifeyo website, your business, your products, or any statement you make are affiliated with or endorsed by Lifeyo without our express, prior, and written permission.

j. You may not send unsolicited messages (also known as junk mail or SPAM) to promote any website published on Lifeyo.

k. You will not access the Services or Materials through automated methods. The Services or Materials may only be used or accessed through an electronic device through manual control at all times.

l. You will not reverse look-up, trace, or seek to trace another user of the Services or Materials, or otherwise interfere with or violate any other Lifeyo user’s right to privacy or other rights, or harvest or collect personally identifiable information about visitors or users of the Services, Materials, or Lifeyo website(s), without their express and informed consent;

m. You will not share your Lifeyo password, let anyone else access your Lifeyo account, or do anything that might jeopardize the security of your account. You will not attempt to or actually access the Services or Materials by any means other than through the interfaces provided by Lifeyo.

n. You verify that your country of residence is the same as the country of your billing address.

o. You will not attempt or engage in any action that imposes an unreasonable or disproportionately large load on Lifeyo’s infrastructure or the systems or networks connected to the Services or Materials, or otherwise interfere with or disrupt the operation of any of the Services or Materials, or the servers or networks that host them or make them available, or disobey any requirements, procedures, policies, or regulations of such servers or networks.

p. You will not attempt to or actually override any security component included in or underlying the Services or Materials.

q. You will not disable, circumvent, bypass, or otherwise avoid any measures used to prevent or restrict access to the Services or Materials, a Lifeyo website, the account of another Lifeyo user(s), or any other systems or networks connected to the Services or Materials, by hacking, password mining, or other illegitimate or prohibited means.

r. You will not copy, modify, create derivative works of, download, adapt, reverse engineer, emulate, migrate to another service, translate, compile, decompile or disassemble the Lifeyo.com website, the Services or Materials (and/or any part thereof), any content offered by Lifeyo or third-party services for use and display within Lifeyo user websites (and/or any part thereof), or publicly display, perform, transmit, or distribute any of the foregoing without Lifeyo’s prior, written, and specific consent and/or as expressly permitted under these Terms.

s. You will not publish and/or make any use of the Services or Materials on any website, media, network or system other than those provided by Lifeyo, and/or frame, “deep link,” “page scrape,” mirror, and/or create a browser or border environment around any of the Services, Materials, and/or Lifeyo user website (or any part thereof), except as expressly permitted by Lifeyo, in advance and in writing.

t. You will not use any “robot,” “spider,” or other automatic device, program, script, algorithm, or methodology, or any similar or equivalent manual process, to access, acquire, copy, or monitor any portion of the Services or Materials (or its data), or in any way reproduce or circumvent the navigational structure or presentation of any of the Services or Materials to obtain or attempt to obtain any materials, documents, services or information through any means not purposely made available through the Services or Materials.

u. You will not act in a manner which might be perceived as damaging to Lifeyo’s reputation and goodwill or which may bring Lifeyo into disrepute or harm.

v. You will not purchase search engine or other pay-per-click keywords (such as Google AdWords), or domain names that use Lifeyo (including any of the Services or Materials) and/or variations and misspellings thereof.

w. You will not probe, scan, or test the vulnerability of the Services or Materials or any network connected to the Services or Materials.

x. You will not use any of the Services, Materials, and/or Lifeyo user website(s) in connection with any form of spam, unsolicited mail, fraud, scam, phishing, “chain letters,” “pyramid schemes,” or similar conduct, or otherwise engage in unethical marketing or advertising.

y. You will not sell, license, or exploit for any commercial purposes any use of or access to the Services, Materials, and/or content licensed by Lifeyo, except as expressly permitted by these Terms.

z. You will not remove or alter any copyright notices, watermarks, restrictions and signs indicating proprietary rights of any of our licensors, including copyright mark [©], Creative Commons [(cc)] indicators, or trademarks [® or ™] contained in or accompanying the Services, Materials, and/or content licensed by Lifeyo.

aa. You will not violate, attempt to violate, or otherwise fail to comply with any of these Terms or any laws or requirements applicable to your use of the Services or Materials.

bb. You may receive from time to time promotional messages and materials from Lifeyo or its partners, by mail, e-mail, or any other contact form you may provide to us, including your phone number for calls or text messages.

cc. Lifeyo may determine in its sole discretion the means, manner, and method for performing the Services, including those regarding the hosting, transmission, publication, and/or display of any user websites and/or User Content (including the inclusion and presentation of any advertisements or other commercial content with respect thereto).

You further agree not to upload, post, transmit, or otherwise make available any content that:

a. Is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, defamatory, libelous, incendiary, racist, hateful, deceptive or fraudulent, encouraging criminal or harmful conduct, or which otherwise violates the rights of Lifeyo or any third-party (including any intellectual property rights, privacy rights, contractual or fiduciary rights), or otherwise shows any person, entity, or brand in a bad or disparaging light, without their prior explicit approval.

b. Is pornographic, sexually explicit, violent, or that may cause an injurious experience, such as extreme flashing banners, excessive animated movement, or that could provoke seizures in unsuspecting visitors;

c. You do not have a right to transmit under any law or under contractual or fiduciary relationships (e.g., inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

d. Infringes any patent, trademark, trade secret, copyright, rights of privacy or publicity, or other proprietary rights of any party (e.g., music, movies, images, e-books, or games for which you do not own the rights);

e. Contains software viruses, worms, Trojan horses, time bomb, web bug, spyware, malware, or any other computer code, files, or programs that may interrupt, destroy, damage, hijack, or limit the operation of the Services or Materials, computer software or hardware, or telecommunications equipment, or any other actually or potentially harmful, disruptive, or invasive code or component.

f. Is intended to involve users in “get rich quick,” “get paid to surf,” pyramid/multi-level marketing, or other dubious schemes;

g. Offers, sells, or promotes conduct or items that are illegal or inappropriate, promote physical harm or injury against any group or individual, or promote any act of cruelty to animals. This may include, without limitation, content that is counterfeit, stolen, fraudulent, infringes or violates rights of privacy/publicity, offensive, pornographic, or provides instructions on how to assemble bombs, grenades, and other weapons or incendiary devices weapons;

h. Is SPAM, is machine- or randomly-generated, and/or contains unethical or unwanted commercial content designed to drive traffic to third-party sites or boost the search engine rankings of third-party sites, or to further unlawful acts (such as phishing), or mislead recipients as to the source of the material (such as spoofing); and/or

i. Is illegal in the United States and/or under the laws of other countries.

You acknowledge and agree that your failure to abide by any of the Terms or any misrepresentation made by you herein may result in the immediate termination of your Lifeyo account and/or any Services provided to you, with or without further notice to you, and without any refund of amounts paid on account of any such Services. Lifeyo may determine in its sole discretion whether or not any account is in violation of any part of the Terms. Offending users may be permanently restricted from holding a Lifeyo account or from using the Services.

10. Monitoring Conduct

By using the Services, you acknowledge that you may be exposed to content that is offensive, indecent, or objectionable. You must evaluate, and bear all risks associated with, the use of any content. You may not rely on any content created by us.

You are solely and fully responsible for all User Content that you upload, post, transmit, or otherwise make available via the Services. We do not pre-screen User Content, but we shall have the right (but not the obligation) to monitor User Content on websites created using our Services.

Lifeyo, in its sole discretion, may withhold, remove, or refuse to post any User Content, in whole or in part, with or without notice, if such content is deemed by us to be in violation of these Terms or otherwise objectionable.

For avoidance of doubt, Lifeyo has no obligation to store, maintain, or provide you with a copy of any User Content that you or others provide when using the Services. If Lifeyo reasonably determines that your account is being used for illegal or fraudulent activity, your account may be immediately terminated and your financial data erased. We may also report you to law enforcement officials in the appropriate jurisdictions. You acknowledge and agree that we may preserve User Content and may also disclose User Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce these Terms; (c) respond to claims that any content violates the rights of third-parties; or (d) protect our rights, property, or personal safety and those of our users and the public.

Under no circumstances shall Lifeyo be considered a “publisher” of any User Content. Lifeyo does not in any way endorse any User Content or third-party content, and assumes no liability for any User Content or third-party content, including, but not limited to, any errors or omissions in User Content or third-party content, or any loss or damage of any kind incurred as a result of or in connection with publishing, accessing and/or relying on any User Content or third-party content. Further, Lifeyo shall not be liable for any mistakes, defamation, libel, falsehoods, obscenity, pornography, incitement, and/or any other unlawful and/or infringing User Content or third-party content that you or any other party may encounter. You hereby waive any legal or equitable rights or remedies you have or may have against Lifeyo with respect to such content.

11. Third Parties; No Implied Endorsement

Lifeyo.com may contain links to services, products, software, content, websites, and/or tools owned by third parties (“Third Party Services”), such as domain registrars from which you may purchase a domain name for your Lifeyo website or third party applications and widgets to enhance your user experience.

You acknowledge and agree that regardless of the manner in which such Third Party Services may be offered to you, Lifeyo merely acts as an intermediary platform between you and such Third Party Services, and does not in any way endorse such Third Party Services, and shall not be in any way responsible or liable with respect thereto. Lifeyo will not be a party to, or in any way be responsible for monitoring, any interaction or transaction between you and any Third Party Services. You agree that Lifeyo is not responsible or liable for any activity, loss, or damage occurring as a result of your use of Third Party Services, even if you are linked or directed to such Third Party Services through Lifeyo.

You acknowledge and agree that any and all use of such Third Party Services shall be done solely at your own discretion and risk, and may be subject to third-party terms of service and privacy policies which govern such Third Party Services, and for which you are solely responsible for reviewing, agreeing to, and complying with before engaging with them. If you do not agree to the third-party’s terms of service or privacy policy, do not download or use the Third Party Services. Your use of any Third Party Services obtained through the Lifeyo Services does not transfer to you any rights, title, or interest in or to the Third Party Services beyond the terms contained in the third-party provider’s terms of service.

In no event shall any reference on Lifeyo.com to any Third Party Services be construed as an approval or endorsement by us of that third-party or Third Party Service.

Lifeyo may, at any time and at its sole discretion, suspend, disable access to, or remove from your Lifeyo account, Lifeyo website(s), or the Services, any Third Party Services—whether or not incorporated with or made part of your Lifeyo account or website(s)at such time—without any liability to you or to any visitor or user of your Lifeyo website.

12. Fees and Renewal

In order to use our Services beyond a free trial period, you must pay fees (“Fee” or “Fees”) toward an active subscription plan (“Plan”). The amount of Fees is determined by Lifeyo in its sole discretion. By purchasing a Plan, you agree to pay Lifeyo the Fee then applicable to that Plan and may choose to pay the Fee on a monthly or annual basis (“Plan Period”).

Information regarding Plans currently available for purchase and their then applicable Fees shall be provided on Lifeyo.com. Fees must be paid in advance, on the day that you purchase the Plan, and apply to the use of the Services for the entire Plan Period.

Lifeyo reserves the right to change, add to, decrease, bundle, or otherwise modify its Plans, Fees, and/or Plan Periods at any time, upon notice to you if such change may affect your existing Plan subscriptions.

When you purchase a Plan, you authorize Lifeyo (either directly or through its affiliates, subsidiaries, or other third-parties) to request and collect payment (or otherwise charge, refund, or take any other billing actions) from your payment provider or your designated banking account, and to make any inquiries necessary to validate your designated payment account or financial information, in order to ensure prompt payment, including for the purpose of receiving updated payment details from your payment, credit card or banking account provider (e.g., updated expiry date or card number as may be provided to us by your credit card company).

All Fees shall be deemed to be in U.S. Dollars. To the extent permitted by law (and unless specified otherwise by Lifeyo in writing), all Fees are exclusive of all taxes, levies, or duties imposed by taxing authorities (“Taxes”), and you shall be responsible for payment of all applicable Taxes relating to your use of the Services, or to any payments or purchases made by you. If Lifeyo is obligated to collect or pay Taxes for the Fees payable by you, and regardless of whether such Taxes were added and collected from you for previous transactions, such Taxes may be added to the payment of any outstanding Fees.

You consent to Lifeyo, or its third-party service providers, storing your payment card information for any Plan, and you authorize us to charge and collect from you: (a) any Fees for Plans; and (b) any applicable Taxes in connection with your use of Plans from your payment provider or your designated banking account, and you will reimburse us for all collection costs and interest for any overdue amounts. If the payment card you provide expires, or if we are otherwise unable to collect payment from you using the payment information we have on record for you, and you do not provide us with correct payment information or cancel your account, you authorize us to continue billing you, and you will remain responsible for any uncollected Fees or Taxes. If we are unable to collect Fees or Taxes owed by you, we may in our sole discretion (but shall not be obligated to) try again to collect the Fees or Taxes at a later time, and/or suspend or cancel your Lifeyo account or website(s) without further notice.

At the end of your Plan Period, your Plan will automatically renew for an additional Plan Period until and unless you cancel your Plan. Cancellation requests must comply with Section 16. A Plan renewal will be for a period equal in time to the previous Plan Period and for the then applicable monthly or annual Fee. You authorize us to collect this Fee and any applicable Taxes using the payment information we have on record for you.

At any time during your current Plan Period, you may upgrade or downgrade your Plan to any other Plan that Lifeyo is currently offering for purchase. In the event of a Plan downgrade that takes effect during a Plan Period, we will issue a pro-rated credit to your Lifeyo account in the amount of the difference between the cost of the two Plans based on the number of days remaining in your current Plan Period. This credit may only be applied to future Lifeyo Services, beginning the next Plan Period; this credit may not be converted to a cash refund. In the event of a Plan upgrade that takes effect during a Plan Period, we will charge you for the pro-rated difference between the cost of the two Plans based on the number of days remaining in your current Plan Period.

You are solely responsible to verify and ensure the successful renewal of your Lifeyo Plan, including payment of all applicable Fees and Taxes and providing up-to-date, accurate, and complete payment information to Lifeyo. Lifeyo is not responsible or liable for any discontinuation or interruption in Services purchased by you that results from your failure to comply with these Terms. You acknowledge and agree that you shall not have any claims against Lifeyo in relation to the discontinuation or interruption of any Services or Third Party Services, for whatever reason.

13. Invoices

Lifeyo and/or its affiliated companies will issue an invoice or credit memo for any payment of Fees or refund made to or by Lifeyo (“Invoice”). Each Invoice will be issued in electronic form, and will be made available to you via your Lifeyo account and/or by e-mail. For the purpose of issuing the Invoice, you may be required to furnish certain personal information (as such term is defined in the Privacy Policy) in order to comply with local laws. Please note that the Invoice presented in your Lifeyo account may be inadequate with your local law requirements, and in such case may be used for pro forma purposes only.

14. Chargebacks

If, at any time, you contact your bank or credit card company and decline, chargeback, or otherwise reject the charge of any payable Fees or Taxes (“Chargeback”), this act will be considered a breach of your payment obligations hereunder, and your Lifeyo Plan may be automatically and immediately terminated. Any User Content, domains, applications, Third Party Services, or other data contained in your Lifeyo Plan shall be handled in accordance with Section 16.

Your use of the Lifeyo Plan will not resume until you re-subscribe for any such Lifeyo Services and pay any applicable Fees and Taxes in full, including any fees and expenses incurred by Lifeyo and/or any Third Party Services for each Chargeback received (including Fees for Lifeyo Services provided prior to the Chargeback, handling and processing charges and fees incurred by the payment processor).

If you have any questions or concerns regarding a payment made to Lifeyo, we encourage you to first contact our Customer Support team before filing a Chargeback or reversal of payment, in order to prevent your Lifeyo Plan from being cancelled, and to avoid the filing of an unwarranted or erroneous Chargeback, which may result in your being liable for its applicable Fees, in addition to re-payment of all the Fees applicable to the Lifeyo Services purchased (and charged back) by you.

We reserve our right to dispute any Chargeback received, including by providing the relevant credit card company or financial institution with any information and documentation proving that the User responsible for such Chargeback did in fact authorize the transaction and make use of the services rendered thereafter.

15. Deleting Lifeyo Account

You may delete your Lifeyo account at any time, in accordance with the instructions available on Lifeyo.com. If you delete your Lifeyo account, you will no longer have access to any of your Lifeyo website(s), your User Content, or any other data, files, or information stored in your Lifeyo account or which were available through your Lifeyo website(s). Upon deletion of your account, Lifeyo reserves the right to delete your User Content and any other data, files, or information stored in your Lifeyo account or website(s). Lifeyo is not obligated to store, maintain, or provide to you any such content or information following deletion of your Lifeyo account and shall not be liable for any loss or damage resulting from the deletion or withholding of such content or information.

16. Cancellation of Lifeyo Plan

You may cancel your Lifeyo Plan at any time. The effective cancellation date shall be either: (a) the date on which you complete the cancellation request (for free Lifeyo trial users); or (b) the end of your current Plan Period (for paid Plan users), whichever is applicable.

A cancellation request must be submitted via your website manager interface or via Lifeyo’s support address. If you purchased a Lifeyo Plan, a cancellation request must be made at least one (1) day prior to the end of your current Billing Cycle. You are not entitled to a refund or credit of any amount that you paid to us prior to the effective date of cancellation. Further, cancellation in no way removes, decreases, or otherwise changes your obligation to pay any Fees, Taxes, or other amounts applicable to the period leading up to the effective date of cancellation.

If you cancel your Lifeyo Plan, you will no longer have access to any of your Lifeyo website(s), your User Content, or any other data, files, or information which were available through the Lifeyo website(s) you created and/or managed under the cancelled Plan. Upon the effective date of cancellation, Lifeyo reserves the right to delete all of your User Content and any other data, files, or information which were available through the website(s) you created and/or managed under the cancelled Plan. Lifeyo is not obligated to store, maintain, or provide to you any such content or information following the effective cancellation date of your Lifeyo Plan and shall not be liable for any loss or damage resulting from the deletion or withholding of such content or information.

17. Termination

If you fail to comply with any of these Terms, Lifeyo may terminate your Lifeyo account, Lifeyo Plan, and/or Lifeyo website(s) (or certain parts thereof), including the provision of any related Services or Third Party Services, at any time, without penalty, and without notice. Upon termination, Lifeyo reserves the right to remove and/or delete all of your User Content and any other data, files, or information that is stored in your account.

18. Domain Name Registration and Cancellation; Change of Registrar

For the domain name registration services (“Domain Services”) provided directly to you by Lifeyo, the following terms and conditions also apply. Your use of the Domain Services provided by Lifeyo serves as your consent to these terms. Some of the service packages include Lifeyo registering an Internet domain name or renewing your existing domain name (“Domain Name”) on your behalf. For the purpose of procuring and/or maintaining domains, Lifeyo will act only as the agent between you and the organization responsible for domain name allocation (“Registrar”), which will be Name.com. All new registrations and subsequent renewals of those registrations will therefore also be subject to the Name.com terms and conditions located at: https://www.name.com/policies/registration-agreement. Lifeyo reserves the right to utilize another domain name service provider at any time, in which case the terms and condition of such organization will apply complementarily to these Domain Terms.

Lifeyo may provide one (1) free domain name for up to one year, with a new purchase of an annual plan. The domain will be included for the lifetime of your Lifeyo account, and the domain will be registered in your name and is yours to keep, as long as you cover any applicable domain registration fees following the first year. The free domain name only applies to certain top-level domains (e.g., .com, .net, and .org) when signing up for a new Lifeyo Plan.

You are responsible for providing correct and complete data regarding the domain name holder (“Registrant”) and the administrative contact when registering the domain name. The technical contact in all cases will be Lifeyo. Before applying for a domain name, it is your responsibility to check that the domain name does not violate the rights of any third party or contravene existing legislation. We may defer activation of a domain name until payment of the agreed fees for the registration services has been received. Lifeyo is in no position to influence the allocation of the domain name by the Registrar. We can neither guarantee that the requested domain names will be allocated to you and/or that allocated domain names are free of third-party rights nor guarantee their continued existence. Any information we provide regarding the availability of a domain name is based on the data provided by third parties and only refers to the time that information is requested. The domain will not be deemed as allocated before registration of the domain in the name of you, the Registrant, and its entry in the database of the Registrar.

The initial registration term for purchased domains may vary and such registration will auto-renew for successive 12-month periods. You will be charged for auto-renewal forty-five (45) calendar days before your domain expires (even if that date differs from your Lifeyo Plan renewal date). You can, of course, opt out of auto-renewal by turning off the auto-renew option in your settings at any time before the auto-renewal takes effect. Each purchased domain name is registered in your name and is yours to keep, as long as you pay the applicable fees. Your right and title to your domain name allows you to transfer a purchased domain to another domain provider; however, you will not be eligible for a refund of registration fees paid to Lifeyo for transferred domains. Regardless of the identity of the Registrant or any other contact information in your domain name records, any domain name registered through Lifeyo using your Lifeyo account is covered by these Terms.

Maintaining accurate and current billing information is a mandatory condition of maintaining your Lifeyo account. Such data must include the full and real name of the Registrant, a physical mailing address (PO boxes or anonymous addresses are not permissible), a valid email address and telephone number. If this information changes, you must immediately inform us of this change by updating it online. Please note that if your billing information, including your current credit card information, is not current, we will not renew your Domain Services and they may subsequently expire.

Subject to these Terms and those of the Registrar, you may transfer all domain names registered through us to another registrar by following the online instructions provided by Lifeyo. Should we, due to failure on the part of you, the account holder, or the new registrar, be unable to make the domain transfer to your new registrar, we are expressly entitled to have the cancelled domain name deleted by the relevant registrar after the cancellation date has lapsed. We reserve the right to allow domain transfers only if you have settled all undisputed pending claims with us.

It may not always be possible to recover a domain name after it has expired, and Lifeyo has sole discretion in determining when a domain name can be renewed post-expiry and what fees will be applicable. If you forfeit a domain name for non-payment, Lifeyo will have the right, in its sole discretion, to: (a) register and use the domain name for its own purpose; (b) sell or transfer the domain name to a third party; or (c) delete the domain name and allow any new registrant anywhere in the world to register the domain name a new.

On certain occasions, domain name registrations may become the subject of a legal challenge. If Lifeyo is made a party to any legal action by virtue of one of your domain name registrations, you agree to be responsible for all of Lifeyo’s costs and legal fees and to indemnify and hold Lifeyo harmless from any action. If Lifeyo is notified that a complaint has been filed with a judicial or administrative body regarding your domain name, Lifeyo may, at its sole discretion: (a) suspend your ability to use, make modifications to, or transfer your registration records; and/or (b) deposit control of your registration record with the appropriate judicial entity by supplying a registrar certificate from us.

You must notify us immediately if you lose the rights to a domain name registered by Lifeyo on your behalf.

19. Feedback and Suggestions

Any questions, comments, suggestions, ideas, feedback, or other information provided by you to us (“Comments”) are not confidential. You hereby grant us a worldwide, perpetual, irrevocable, royalty-free license to reproduce, display, perform, distribute, publish, modify, edit or otherwise use such Comments as we deem appropriate, for any and all commercial and/or non-commercial purposes, in our sole discretion.

20. Changes to Terms

We reserve the right, in our sole discretion, to modify or replace any part of these Terms at any time, effective upon the date of the change. In the event of any such change, we will post a notice of such change on Lifeyo.com. If you have a Lifeyo account, we may (but are not required to) provide you with notice via the email address that we have on file for you that we have changed these Terms. Lifeyo is not responsible if any email notification is caught by your spam filter, if your email address is inaccurate or out of date, or if there are any other communication issues preventing the email notification from reaching you.

Your continued use of or access to the Services following the posting of any changes to these Terms constitutes acceptance of those changes.

21. Limitation of Liability

Lifeyo, including its parents, subsidiaries, successors, affiliates, licensors, officers, directors, trustees, shareholders, affiliates, partners, subcontractors, agents, employees, and assigns, is not liable to you or any other person or entity for damages of any kind, including, without limitation, any special, punitive, exemplary, consequential, incidental, direct, or indirect damages, including, without limitation, damages for loss of profits, goodwill, use, data, programs, other intangible losses, personal injury, business interruption, arising from or in connection with the use of Lifeyo, the Services, the Materials, User Content, Third Party Services, or any third-party-user-generated content available on or through Lifeyo, whether under a theory of breach of contract, negligence, strict liability, malpractice or otherwise, even if Lifeyo has been advised of the possibility of such damages.

Such damages include, but are not limited to, those arising from (1) the use or inability to use the Services or Materials; (2) any personal injury or property damage related to your use of the Services or Materials; (3) errors, mistakes, or inaccuracies of or in any content; (4) any unauthorized access to, alteration of, or other use of our servers and/or any personal information and/or other information stored therein; (5) any interruption of use or loss or corruption of data; (6) the use or display of any content posted, emailed, transmitted, or otherwise made available via the Services or Materials; (7) the cost of procurement of substitute goods and services; (8) statements or conduct of any third party through the Services or Materials; (9) any infringement of the intellectual property rights or other rights of third parties; (10) any amounts that exceed the fees paid by you to Lifeyo under these Terms during the twelve (12) month period prior to any demand, claim, or cause of action; (11) events beyond the reasonable control of Lifeyo, including any internet failures, equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, earthquakes, explosions, acts of God, war, terrorism, intergalactic struggles, governmental actions, orders of courts, agencies or tribunals or non-performance of third parties; and/or (12) any other matter relating to Lifeyo, including the Services, the Materials, User Content, Third Party Services, or any third-party-user-generated content available on or through Lifeyo.

The foregoing shall not apply to the extent prohibited by applicable law.

You hereby release and hold harmless Lifeyo, its parents, subsidiaries, successors, affiliates, licensors, officers, directors, trustees, shareholders, affiliates, partners, subcontractors, agents, employees, and assigns, from any and all claims, demands, and damages of every kind and nature (including, without limitation, actual, special, incidental, and consequential damages), known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with the use of Lifeyo, the Services, the Materials, User Content, Third Party Services, or any third-party-user-generated content available on or through Lifeyo. You hereby waive the provisions of any state or local law limiting or prohibiting a general release.

22. Exclusive Remedy

In the event of any problem with Lifeyo, the Services, and/or the Materials, you agree that your sole and exclusive remedy is to cease using Lifeyo, the Services, and the Materials. Under no circumstances shall Lifeyo, its affiliates, or licensors be liable in any way for your use of Lifeyo, the Services, and/or the Materials, User Content, Third Party Services, or any third-party-user-generated content available on or through Lifeyo.

23. Disputes; Agreement to Arbitrate; Class Waiver

You agree that, prior to initiating any formal claim against Lifeyo arising out of or relating to these Terms, you will attempt to resolve your dispute informally with Lifeyo by contacting us at support@lifeyo.com. Your submission must be in writing and must provide a detailed description of the dispute. Lifeyo will respond in writing to your submission. You and Lifeyo agree to attempt in good faith to resolve the dispute within 10 business days of your initial submission. You or Lifeyo may start a formal dispute resolution process if a dispute is not resolved within 10 business days of your submission.

YOU MAY ONLY RESOLVE DISPUTES WITH US ON AN INDIVIDUAL BASIS AND YOU WILL NOT BRING A CLAIM AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION (E.G., CLASS ACTION, CLASS ARBITRATION, PRIVATE ATTORNEY GENERAL ACTION, OR CONSOLIDATION WITH OTHER ARBITRATIONS).

You agree that any claim relating to these Terms that is not resolved through our informal dispute resolution process, or as set forth below, will be settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with JAMS Rules. The arbitration will take place in Los Angeles, California, in the English language, and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding arising from these Terms will be entitled to costs and attorneys’ fees. If any part of these Terms is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect.

Notwithstanding the agreement to arbitrate, either party may bring a lawsuit solely for pursuit of injunctive relief to stop unauthorized use or abuse of the Services, or to enforce intellectual property rights (e.g., copyright, trademark, trade secret, or patent rights) without first engaging in Lifeyo’s informal dispute resolution process or arbitration. In the event this agreement to arbitrate does not apply to you or your claim, the exclusive jurisdiction and venue for judicial actions related to the subject matter hereof shall be the state and federal courts located in Los Angeles, California, and you hereby submit to the personal jurisdiction of such courts. You hereby waive any right to a jury trial in any proceeding arising out of or related to these Terms. The United Nations Convention on Contracts for the International Sale of Goods does not apply to this Agreement. REGARDLESS OF ANY STATUTE OR LAW TO THE COUNTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUR OF OR RELATED TO USE OF THE SERVICE OR THESE TERMS MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.

The formation, interpretation, and performance of these Terms and any disputes related hereto and/or to the Lifeyo Services and Materials, shall be governed by the substantive and procedural laws of the State of California without regard to its rules on conflicts or choice of law and, to the extent applicable, the laws of the United States of America A printed version of these Terms and of any related notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

24. Indemnification

You agree to indemnify, hold harmless, and defend Lifeyo, its parents, subsidiaries, successors, affiliates, licensors, officers, directors, trustees, shareholders, affiliates, partners, subcontractors, agents, employees, and assigns (collectively, “Indemnified Parties”) from and against any and all claims, damages, obligations, losses, liabilities, costs, debt, expenses, or demands (including attorneys’ fees) incurred by or made against the Indemnified Parties and arising from or related to: (i) your use (or anyone using your Lifeyo account’s) use of Lifeyo, the Services, or the Materials; (ii) your User Content; (iii) your violation of any of these Lifeyo Terms; (iv) your violation of any third-party right, including any intellectual, property, or privacy right, resulting from your Lifeyo website, User Content, and/or your use of Lifeyo’s Services and Materials; (v) any commercial products you offer on or through Lifeyo or using our Services and Materials; and/or (vi) any other type of claim that your Lifeyo website and/or User Content caused damage to a third party.

This includes, but is not limited to, any breach or violation of these Terms by you or anyone utilizing your Lifeyo account. You agree to fully cooperate at your expense as reasonably required by an Indemnified Party. Each Indemnified Party may, at its election, assume the defense and control of any matter for which it is indemnified hereunder. You shall not settle any matter involving an Indemnified Party without the consent of the applicable Indemnified Party.

25. Disclaimer of Warranties

Lifeyo.com, the Services, and Materials are provided “as is,” “as available,” “with all faults,” and without any warranty of any kind, express or implied. To the fullest extent permissible under applicable law, Lifeyo and its licensors disclaim all warranties of any kind, either express or implied, including, but not limited to, any implied warranties of title, merchantibility, fitness for a particular purpose, and non-infringement.

Without limiting the foregoing, Lifeyo specifically does not represent or warrant that access to Lifeyo, the Services, and/or the Materials available on or through Lifeyo.com will be uninterrupted, timely, secure, or error-free, or that defects, if any, will be corrected. Moreover, Lifeyo does not make any representations or warrnties about the accuracy, reliability, currency, quality, completeness, usefulness, performance, security, legality, suitability, or compatibility of Lifeyo, the Services, and/or the Materials available on or through Lifeyo.com. Neither Lifeyo nor any third-party providers, partners, or affiliates warrants that Lifeyo, the Services, and/or the Materials available on or through Lifeyo.com are suitable for or compatible with any of your (or your website visitors’ or users’) contemplated activities, devices, operating systems, browsers, software or tools (or that they will remain as such at any time), or that their operation will be free of any viruses, bugs or other harmful components or program limitations. Moreover, Lifeyo does not endorse any entity, product, or service (including any Third Party Services) mentioned on or made available via the Lifeyo.com. Lifeyo does not represent or warrant that the quality of any products, services, information, or other material purchased or obtained by you through Lifeyo, the Services, and/or the Materials will meet your expectations.

In addition, Lifeyo is not responsible for, and makes no representations or warranties regarding, any damage, loss of data, customer information or vendor data, revenue, or other harm to business arising out of delays, misdelivery or nondelivery of information, restriction or loss of access, bugs, or other errors, unauthorized use due to your sharing of access to your Lifeyo account and/or website(s), or other interaction with the Lifeyo. You are responsible for maintaining and backing up your data and information that may reside on your Lifeyo account and/or website(s).

You acknowledge and agree that any data, information, content, or materials contained in or made available in connection with Lifeyo, the Services, and/or the Materials available on or through Lifeyo.com are not intended as a substitute for the knowledge, expertise, skill, and judgment of tax, legal, or other professionals. Lifeyo does not provide tax, legal, or other such advice. You are responsible for obtaining such advice.

Lifeyo makes no representation or warranties that Lifeyo, the Services, and/or the Materials available on or through Lifeyo.com are appropriate or available for use in all geographic locations. If you use Lifeyo, the Services, and/or the Materials available on or through Lifeyo.com outside the United States of America, you are solely responsible for compliance with all applicable laws, including, without limitation, export and import regulations of other countries.

You expressly agree that your use of Lifeyo, the Services, and/or the Materials is at your sole discretion and risk. You acknowledge that there are risks in using the Services and Materials and/or connecting and/or dealing with any Third Party Services through or in connection with the Services and Materials, and that Lifeyo cannot and does not guarantee any specific outcomes from such use and/or interactions. You hereby assume all such risks, liabilities, and/or harm of any kind arising in connection with and/or resulting from such interactions. Such risks may include, among others, misrepresentation of information about and/or by Third Party Services and/or licensed content, breach of warranty and/or contract, violation of rights, and any consequent claims.

This agreement applies solely to Lifeyo.com. As part of the services provided to other Lifeyo users, we host websites for certain third parties (“Third Party Sites”). Third Party Sites include content generated by third parties and are not under the management and control of Lifeyo. Lifeyo is not responsible for such Third Party Sites, including, without limitation, the accuracy, sufficiency, correctness, reliability, veracity, completeness or timeliness thereof, any link contained therein, or any changes or updates thereto, or any goods or services sold thereon. Your access or use of any Third Party Site is governed by the terms applicable to such Third Party Site. The hosting of any Third Party Site by Lifeyo does not imply an endorsement thereof by Lifeyo, or of the provider of such content or services, of any Third Party Site.

26. Notices

We may provide you with notices in any of the following methods: (1) via the Lifeyo Services, including by a banner or pop-up within Lifeyo.com or elsewhere; (2) by e-mail, sent to the e-mail address you provided us; and/or (3) through any other means, including any phone number or physical address you provided us.

27. Entire Agreement

These Terms, together with any other notices provided to you by Lifeyo, constitute the entire agreement between you and Lifeyo and govern your use of the Services, superseding any prior or contemporaneous agreements, understandings, promises, conditions, negotiations, covenants or representations, whether written or oral, including those made by or between any of our respective representatives, with respect to any of the Lifeyo Services.

28. Assignment

Lifeyo may freely assign its rights and/or obligations hereunder and/or transfer ownership rights and title in the Services and/or Materials to a third party without your consent or prior notice to you. You may not assign or transfer any of your rights and obligations hereunder without the prior written consent of Lifeyo. Any attempted or actual assignment thereof without Lifeyo’s explicit prior written consent shall be null and void.

29. Severability and Waivers

If any provision of these Terms is deemed by a court of competent jurisdiction to be invalid, unlawful, void, or for any reason unenforceable, then such provision shall be deemed severable and will not affect the validity and enforceability of the remaining provisions, which shall remain in full force and effect.

The failure of Lifeyo to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver of any breach or default of any of these Terms shall be deemed to be a waiver of any preceding or subsequent breach or default.